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Courtage immobilier
Expertise immobilière

Les étapes clés de mon estimation

Estime ton loyer avec des professionnels de l’immobilier, simplement et sans engagement.

En quelques étapes, tu obtiens un prix juste pour louer au bon niveau dès le départ.

Un premier pas pour optimiser ton rendement.


Swiss Mortgage Calculator

Swiss Mortgage Calculator

FINMA / SBA Standards — LTV & Affordability Analysis

Your Details
Property Value CHF 1,000,000
CHF
100k10M
Down Payment Fonds propres CHF 200,000
CHF
05M
Gross Annual Income CHF 180,000
CHF
10k2M
Real Interest Rate optional 2.00 %
%
0%10%
Project Viable Effort ratio is within the 33% threshold
Affordability — Effort Ratio / 33% max
0% ▲ 33% limit 66%+
Total Mortgage
CHF
LTV Ratio
Max 80%
Annual Amortization
CHF / year
1st Tier — Rang 1
≤ 67% of property value
2nd Tier — Rang 2
Amortized over 15 years
Theoretical Costs — Affordability Basis
Theoretical Interest (5% stress rate)
Annual Maintenance & Charges (1%)
Annual Amortization (Rang 2 / 15 yrs)
Total Annual Theoretical Costs
Additional annual income required to qualify:
Estimated Monthly Cost (real rate)
Interest
Amortization
Maintenance
Total / Month
CHF / month

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